insurance

What is civil liability insurance in Portugal?

What is civil liability insurance in Portugal?
What are the main coverages of this insurance? Civil liability: for damage that may be caused to third parties (e.g. slippery stairs, fall of a part of the roof that causes damage to a third party, etc.). Material damage : such as fire, explosion, lightning, atmospheric or seismic phenomena. Water damage.

Who may be liable for damages?
Whoever by act or omission causes damage to another, there being fault or negligence, is obliged to pay for the damage done. Such fault or negligence, if there is no pre-existing contractual relation between the parties, is called a quasi-delict and is governed by the provisions of this chapter.

What insurance is required for Italy?
International travelers visiting Italy will need to have travel insurance with a minimum coverage of 30,000 (about $50,000 USD) to satisfy the Schengen Visa requirements. For non-U.S. residents, travel insurance must be purchased before the issuance of your Schengen Visa.

What is civil liability insurance Switzerland?
When you cause damage or loss to another person, you have an obligation to remedy it. You can take out personal (civil) liability insurance that will cover the cost. You can claim on your liability insurance for example if you break a friend’s glasses, or knock a passer-by over on your bike, or your dog bites a child.

What is civil liability in Spain?
The third party liability insurance (seguro de terceros o de responsabilidad civil obligatoria) is mandatory in Spain. It is the minimum insurance required by Spanish law to drive a vehicle in Spain.

What is public liability Singapore?
Public Liability Insurance covers your legal liability for bodily injuries or property damages inflicted on a third party when carrying out your business activities. This includes legal costs and expenses incurred with the insurer’s consent.

Who is responsible for the liabilities of a company?
When a company incurs debts or becomes insolvent, there is often a question of who is responsible for paying them. In most cases, the responsibility falls solely on the company itself. However, there are also circumstances when the company’s shareholders are liable for those debts as well.

What is the most common liability?
Slip and fall hazards: Slip and fall accidents are the most common type of premises liability claim.

Is insurance free in Italy?
All legal residents, both Italians and foreigners, have the right to public healthcare. These services are usually free-of-charge or subject to a symbolic cost and are provided by the Servizio Sanitario Nazionale (SSN).

What does Cobra mean in payroll?
COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) is a federal law that requires employers of 20 or more employees who offer health care benefits to offer the option of continuing this coverage to individuals who would otherwise lose their benefits due to termination of employment, reduction in hours or …

What is civil liability in Singapore?
Civil law deals with the rights of individuals or legal entities (such as companies). It often involves disputes between parties. Family law deals with legal issues within the family, such as divorce, probate or family violence. It also covers the care and treatment of young persons.

Is liability insurance required in Italy?
Legally in Italy, you are required to be covered by car insurance that is at least to a level of third-party liability. You don’t need an Italian driver’s license to be insured in Italy.

What does the liability insurance cover?
What is liability insurance? Liability insurance helps cover medical and legal fees if you’re held legally responsible for someone else’s injury, or damage to someone else’s property. Drivers are required to carry liability insurance in nearly every state.

What is the difference between civil liability and?
Civil Liability is a legal obligation in which the court orders a party to pay compensation or follow duty. Criminal Liability is a liability that arises when a person performs any forbidden act.

Is Singapore common law or civil law?
Singapore has one of the lowest crime rates in the world. Being a former British colony, the legal system in Singapore is based on the English common law. All Singapore citizens are equal in the eyes of law irrespective of their race, religion and creed.

Is liability the responsibility of the owners?
A liability is any financial obligation of your business. Some of the most common business liabilities for which an owner can find him or herself personally responsible include: Loans, mortgages, and other types of debt. Income tax and other taxes payable.

What is the another name of liability insurance?
Liability insurance is also called third-party insurance. For instance, most states require that vehicle owners have liability insurance under their automotive insurance policies to cover injury to other people and property in the event of accidents.

Do you need liability insurance in USA?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.

What is the Cobra law in Texas?
Under COBRA, you and your family have the right to remain on whatever health plan your former employer has for up to 18 months. You must continue paying the full premium, which includes both your former employer’s share and your share plus a 2 percent administrative fee.

Does Texas have Cobra extension?
Texas State Continuation Coverage Texas continuation state law allows employees to extend their group health plan for six months, to begin after any federal COBRA extension period ends, or for nine months, to begin immediately, if federal COBRA coverage does not apply.

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